Loan Officers - Micro Finance

Job Description

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying  Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre meetings and loan applicants  
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Fraud.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly/daily meetings & visit centre 
• Fresher to a maximum of 5yrs exp + as a sales officer in microfinance business
• A basic understanding of Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

• Graduate in any discipline